Credit reports contain information about your financial history. They are an important resource for lenders when assessing your credibility as a potential borrower, so keeping up to date with their status is important.
Everyone has a legal right to access their credit reports at a cost of £2 per credit reference agency. There are also ways to check it for free, this can be done using credit report websites such as Noddle and Clearscore.
Viewing your credit report will allow you to check the following information:
Credit reports are compiled by three major credit reference agencies Callcredit, Equifax and Experian. Your financial information is often split between the agencies when submitted by lenders, so it’s recommended to keep up to date with all of them when necessary.